The group's principal activity is to manage insurance and investment risk. The group operates in three segments: worker's compensation, reinsurance and investment. Workers' compensation provides coverage for the statutory benefits that employers are required to provide to their employees injured in the course of employment. Reinsurance is a transaction between insurance companies in which an original insurer or ceding company remits premiums to a reinsurer or assuming company as payment for the reinsurer's assumption of a portion of the risk. Reinsurance operation participates in assumed reinsurance transactions in which the reinsurance coverage being purchased by the ceding company is shared among a number of assuming companies. Investments department invests the funds available by our capital and the cash flows from our insurance operations.
