The group's principal activity is to provide general commercial banking services. Acting as a holding company for the tri counties bank, the group accepts demand, savings and time deposits and provides commercial, real estate and consumer loans. It also offers installment note collection, issues cashier's checks and money orders, sells travelers checks and provides safe deposit boxes and other customary banking services. The group also offers brokerage services through its subsidiary raymond james financial services. It operates 33 traditional branches and 12 in-store branches in eighteen counties of California.