The group's principal activities are to offer the financial services through thirteen branch offices in bucks and philadelphia counties, Pennsylvania and in mercer county, New Jersey. The group accepts deposits from the general public and uses such deposits, together with borrowings and other funds mainly to originate or purchase loans secured by first mortgages on owner-occupied, one- to four-family residences. The group also originates commercial real estate and multi-family, construction and consumer loans. The group operates only in domestic market.