The group's principal activity is to design, market and administer life insurance and annuity products of American national insurance company, il annuity and insurance company and transamerica life insurance and annuity company. The group offers and sells variable annuity and life insurance products, mutual funds, debt and equity securities and conducts estate-planning seminars for producers. The group also builds legacy marketing's sales network on a multi-level structure in which producers may sponsor other producers.