The group's principal activities are to provide comprehensive management products and services to insured and self-insured employers for their workers' compensation programs. The group operates two proprietary management systems: rtw solution(R) and the ID15(R) system. The rtw solutions are designed to lower employers' workers' compensation costs and return injured employees to work as soon as possible. The ID15 systems are designed to identify those injured employees who are likely to get stuck in the workers compensation system. The group also uses management techniques, including designated health care providers, medical fee schedule review, utilization review and doctor peer review, to control medical costs. The operations are carried on in the United States.