The group's principal activities include fee-based services that address clients' risk management needs for their real estate assets. It offers three main types of services namely a full-service risk management program designed for the multi-family housing industry; a general lines insurance agency specializing in placing business related insurance for a variety of customers; and a multi-family housing and commercial real estate restoration division. In Dec 2003 the group acquired restoration group America 2003 and its wholly owned subsidiaries rg insurance services inc., rg risk management inc., rg restoration inc., and restoration group America inc.