The group's principal activity is to provide a wide range of consumer and commercial financial services. The services offered include consumer demand deposit accounts; now accounts; regular and term savings accounts; savings certificates; residential and commercial real estate loans and secured and unsecured consumer loans. The group also provides credit card services as well as enhancements to its loan and deposit products to add convenience to customers. The operations of the group are carried through 14 full service offices in north central and northeastern Indiana and south central Michigan. The group is the holding company for peoples federal savings bank and first savings bank.