The group’s principal activity is to provide business and home insurance products. The group’s services include our claims philosophy, claims services programs, reporting a claim, managing your claim, located near you and litigation management. The products of the group include business auto, workers' compensation, commercial protector, commercial umbrella, specialty programs, inland marine, homeowners personal automobile and watercraft. The group products are sold under the trade name Custom Commercial Protector(R) and Commercial Business Package(R). The group operates from the United States.