The group's principal activity is to originate, purchase, sell and service non-conventional mortgage loans secured by first and second mortgage on one-to-four family residences. The group's consumer and other loans generally consists of overdraft line of credit, commercial loans and unsecured personal loans. The principal business of the bank is attracting retail deposits from the general public and investing those deposits, together with funds generated from operations and borrowings, primarily in one- to four-family residential mortgage and residential construction loans. The group provides the services through its subsidiaries, pacific premier bank, life financial insurance services inc and life investment holdings inc.
