The group's principal activity is to provide financial services. The group is a savings and loan holding company that accepts deposits from public and provides various types of loans. The loans include one-to-four family residential, commercial real estate loans, commercial business loans and consumer loans. The group also provides trust and brokerage services. The group also conducts investing activities of residential and commercial real estate mortgages. On 01-Oct-2003, it acquired macdonald/yando agency inc.