The group's principal activities are to provide mortgage finance for borrowers wishing to purchase or refinance a home. The group provides finance through a network of approximately 100 banks and wholesale mortgage lending institutions. The mortgage loan finance includes conventional loans, fha loans, va loans, jumbo loans, construction loans, non-conforming loans and sub-prime loans. The group is also engaged in the business of selling pre-manufactured modular homes. Modular homes define the system of building a conventional home in sections for a specific customer and site. The group intends to purchase undeveloped lots throughout the denver metro area with a focus on aurora and the bennett watkins area about 20 miles east of denver.