The group is a community-oriented savings bank holding company offering retail banking services in morgan, macoupin and montgomery counties, Illinois. The group attracts retail deposits from the general public and uses such funds to originate consumer loans and mortgage loans secured by one-to four-family residential real estate. The primary source of funds are deposits, fhlb advances, funds received from the repayment and prepayment of loans and mortgage backed securities, on-going operations and the sale or maturity of investment securities. The group conducts its business from its main office and six branches, located in jacksonville, virden, chapin, concord, litchfield, Illinois.
