The group's principal activity is to provide banking services to individuals and corporates in Pennsylvania. It is a holding company for harleysville savings bank. The group attracts attract deposits from the general public through a variety of deposit programs and investing such deposits principally in first mortgage loans secured by residential properties. It also originates a variety of consumer loans, predominately home equity loans and lines of credit also secured by residential properties. It serves its customers through its full-service branch network as well as through remote ATM locations, the Internet and telephone banking.