The group's principal activity is to provide commercial and retail banking services. The services are offered to individuals and small-to medium-sized businesses in peachtree city, the rest of fayette county and portions of coweta county in Georgia. The group offers a full range of deposit services including checking accounts, now accounts, savings accounts and other time deposits of various types, ranging from daily money market accounts to longer-term certificates of deposit. The lending activities of the group include real estate, commercial and consumer loans. The group also offers traditional products such as safe deposit boxes, ATM cards, debit cards, travelers checks, direct deposit of payroll and social security checks and automatic drafts for various accounts.