The group's principal activities are to provide commercial, retail banking and trust services to businesses, individuals and government entities. The group operates through its subsidiary farmers and merchants trust company of chambersberg. The group's services include accepting and maintaining checking, savings and time deposit accounts; providing investment and trust services; making loans and providing safe deposit facilities. The group's lending activities include commercial, agricultural and industrial loans; installment and revolving loans to consumers; residential mortgage loans and construction loans. The group operates through 15 service offices located in franklin and cumberland counties.
