Business Information
The group's principal activity is to provide a wide range of financial services to individuals, families and businesses located in western and central New York. It provides various deposit account products including savings accounts, negotiable order of withdrawal ("Now") accounts, checking accounts, money market accounts, certificates of deposit, individual retirement accounts ("Iras") and other qualified plan accounts. The group also provides insurance, trust and investment services. The operations are conducted through 47 full-service banking offices, a loan production office and 70 ATM locations. On 17-Jan-2003, the group acquired finger lakes bancorp, inc, on 01-Jul-2003, costello, dreher, kaiser insurance agency and loomis & co inc. On 18-Feb-2003, the group sold nova healthcare administrators inc. During the year 2004, the group acquired troy financial corporation and troy commercial bank and savannah bank.
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Name |
Title
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Email
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| David Zebro | Vice Chmn. | N/A | | Thomas Bowers | Chmn. | N/A | | William Jones | Vice Chmn. | N/A | | Carl Florio | Regional Pres. - Eastern New York | N/A | | Gerard Wenzke | CEO - First Niagara Risk Management | N/A |
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Year |
Sales |
Net Income |
| 2006 | 527,048 | 91,859 | | 2005 | 465,880 | 92,859 | | 2004 | 276,444 | 51,817
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