The group's principal activity is to offer general commercial and retail banking business to small-to-medium sized businesses, professional concerns and individuals. The deposit services offered by the group include checking accounts, now accounts, and savings accounts. The services also include other time deposit ranging from daily money market accounts to long-term certificate of deposits. The origination of loans includes residential mortgage, commercial, home equity, installment and credit card loans. Other bank services include cash management services, safe deposit boxes, travelers checks and direct deposit of payroll and social security checks and automatic drafts for various accounts. The group operates through the main office located in the city of lexington and five branch offices in richland and lexington counties of South Carolina.
