The group's principal activities are to provide banking and trust services to individuals, small businesses and government entities in southeastern Michigan. The services are provided through nine community banking offices in genesee, livingston and oakland counties in southeastern Michigan. The group also provides other additional services like safe deposit boxes, credit card services, transmitting funds and other services through its nine branch offices. The deposit products of the group are checking, savings and term certificate accounts. The lending products are residential mortgage, commercial and installment loans. On 15-Mar-2004, the group acquired west Michigan financial corporation.