The group's principal activity is to provide general commercial and savings banking services. The group also provides checking account services, as well as, savings and other time deposit services such as certificates of deposits. The general commercial and savings banking services activities include commercial and residential mortgage, consumer and credit card lending activities. The group also provides checking account services as well as savings and other time deposit services. The group's substantial amount of the loan portfolio is composed of loans made to agricultural industry. The group provides direct lease financing and has invested in leveraged type leases.