The group's principal activity is to provide commercial banking services to the business and professional clients, and to individuals living in the service area. The group's customers include sole proprietors, small and medium-sized businesses, partnerships, corporations, and non-profit organizations. The group is an active originator of SBA loans and sells the insured portion of these loans at a premium. The group is headquartered in Bethesda, Maryland and has five offices serving Montgomery County and three offices in the District of Columbia.