The group's principal activity is to provide retail-banking services. The group accepts various checking and time deposits and originates real estate and personal loans. The group is a holding company, which operates through its subsidiary, Denmark state bank. It operates five offices primarily in kewaunee, brown and manitowoc counties. It also has eight automated teller machines at various locations throughout its market area. The group also provides services to the villages of Denmark, maribel, reedsville and whitelaw and the town of bellevue.