The company's principal activities are carried out through two segments: banking: provides commercial and consumer banking services. Commercial banking services are provided to corporations and other business clients, and include a wide array of lending and cash management products. Consumer banking services include direct lending and depository services. Financial management group: provides fee-based services within private trust, retirement services, and financial management services, including personal wealth management and brokerage services. The company operates through 79 financial centers and 118 ATMs across Texas.