The group's principal activity is to provide commercial banking and related services. The deposit services offered by the group include checking accounts, now accounts, savings accounts, certificate of deposits and other time deposits. The group provides commercial and personal loans. Commercial loans include secured and unsecured loans for working capital, business expansion and purchase of machinery and equipment. Consumer loans include financing automobiles, home improvements, education and personal investments. The group also provides real estate construction and acquisition loans. Other services offered by the group include cash management services, safe deposit boxes, travelers checks, direct deposit of payroll and social security checks and other banking related services.