The group's principal activity is to provide banking services to individuals and corporate customers. It accepts deposits from the general public and originates real estate loans and other types of investments. The loan products include residential real estate, commercial real estate, construction and land development, consumer and commercial loans. The deposit products include savings account, now account, money market deposit accounts and certificates of deposit. The operations of the group are conducted through offices located in staunton, waynesboro, stuart drafts, raphine and Virginia beach, Virginia.