The group's principal activity is to provide a wide range of financial services to consumers and businesses in clifton, New Jersey. The group attract deposits from the general public and use those funds to originate one- to four-family, multi-family and commercial real estate and consumer loans. The operations of the group are conducted through its subsidiary clifton savings bank, s l a. The group operates through main office in clifton, New Jersey and nine branch offices in bergen and passaic counties.