The group's principal activity is to acquire, establish and operate pawnshops, which advance money on the security of pledged tangible personal property. It offers secured non-recourse loans, commonly referred to as pawn loans, to individuals through its lending operations. As an alternative to a pawn loan, the group offers small consumer cash advances in selected lending locations and on behalf of a third-party financial institution in other locations. The group also provides check-cashing services through its subsidiaries.