The group's principal activities are to provide retail FDIC insured deposit products. The group is a community-oriented financial institution. It operates through its subsidiary, bayonne community bank. It invests these deposits in investment securities and loans. The group also provides a wide range of loans, including one-to-four family mortgage loans, home equity loans, construction loans, commercial real estate loans, consumer loans and commercial business loans. The group operates a single branch in bayonne, New Jersey.