Business Information
The group's principal activity is to provide a full range of commercial banking services to individuals, small to medium-sized businesses and farmers. It is a holding group for the appalachian community bank that was merged with the gilmer county bank. The group's lending activity consists of providing secured real estate loans, primarily residential and commercial construction loans, and primary and secondary mortgage loans for the acquisition of personal residences. Other loans include consumer loans to individuals and commercial loans to small and medium-sized businesses and professional concerns. A major area of lending is the poultry industry. Loans are also made to apple farmers. The group accepts demand and time deposits that are insured by the federal deposit insurance corporation. Areas of business consist of gilmer county, fannin county, union county, towns county, northern pickens county, western dawson county and southeastern murray county, Georgia.
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Email
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| Charles Edmondson | Vice Chmn. | N/A | | Ronald Knight | Chmn. | N/A | | Joseph Moss | COO, Pres. | N/A | | Keith Hales | CFO, Exec. VP | N/A | | Virginia Cochran | Exec. VP, Chief Credit Officer | N/A |
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Year |
Sales |
Net Income |
| 2006 | 57,164 | 6,004 | | 2005 | 38,052 | 5,122 | | 2004 | 28,588 | 4,047
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