The principal activities of the group are to provide innovative financial products and solutions. The group provides business credit cards, mortgage loans, insurance and deposit products. The group owns two depository institutions, which offer a variety of deposit products such as retail and large denomination certificates of deposit. The group's operations are carried out through three segments: business cards, venture capital and other. Business card offers business purpose credit cards, primarily to small businesses. Venture capital generally focused on early stage investment opportunities and growth capital financings and restructurings in the financial services and consumer and data information management services industries.