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William F. Sullivan has been our Chief Operating Officer since August 2006. Mr. Sullivan was elected a Director of the Company in 1996. Mr. Sullivan served as the Company's General Counsel from February 2006 until April 2006 and as the Company's Executive Vice President of Servicing from April 2006 until August 2006. From July 2004 until February 2006 Mr. Sullivan was the sole proprietor of the Law Office of William F. Sullivan. From 1985 until June 2004 Mr. Sullivan was a Partner at Marnik & Sullivan a general practice law firm. Mr. Sullivan is admitted to both the New York State and Massachusetts Bar Associations. Mr. Sullivan graduated from Suffolk University School of Law and holds a BA in Political Science from the University of Massachusetts. | 