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R. Wayne Hall is Executive Vice President, Financial Management of First Federal Savings and Loan Association of Charleston. Hall, a certified public accountant and a certified risk professional, brings over 20 years of financial institution experience to First Financial Holdings, having served in several senior financial positions, and most recently as Executive Vice President and Chief Risk Officer, with Provident Bank, Baltimore, Maryland. Hall also has 7 years of experience auditing financial institutions in the field of public accounting. He received his Bachelor of Science Degree in Finance and a Masters of Accountancy from Virginia Polytechnic Institute and State University in Blacksburg, Virginia. He also graduated with honors from the Stonier Graduate School of Banking. Hall’s professional affiliations include the American Institute of Certified Public Accountants, Maryland Association of Certified Public Accountants, Institute of Internal Auditors and The Risk Management Association. His community activities include serving as Board Member and Chairman of the Audit Committee of Bon Secours Hospital, Baltimore, Maryland, and on the American Cancer Society’s Relay for Life committees. | 