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Vishal Garg is one of the Company's co-founders. He is the Company's chief financial officer and secretary and has served on the Board of Directors since July 2004. Prior to MRU Holdings Inc., Vishal was a founder and managing partner at 1/0 Capital LLC and Schwendiman Technology Partners LLC, hedge funds focused on investments in emerging markets. At Schwendiman, Vishal managed a group of funds focused on emerging markets for large clients such as Bank Julius Baer, Credit Suisse Group, Republic National Bank/HSBC, Pictet & Cie., among others. In addition, he was the portfolio manager for a $15 million frontier markets managed account for Goldman, Sachs Commodities Corp. Prior to 1/0 and Schwendiman, Vishal was with Morgan Stanley in the Latin America Investment Banking and M&A groups with a focus on telecom, technology and media companies. Prior to Morgan Stanley, he was with VZB Partners, as the Asia Pacific portfolio manager for the Strategos Fund, managing an investment portfolio of $50 million, and co-managing a $10 million managed account for Rockefeller & Co. The Company and its founders have been recognized by Fast Company's Fast 50 (2006) and listed among BusinessWeek.com's Tech's Best Young Entrepreneurs (2006). Vishal graduated Beta Gamma Sigma with highest honors from the Stern School of Business at New York University. | 