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Vineet Kalucha brings more than 20 years of broad senior management experience to Q.Know Technologies, Inc. A finance professional, Mr. Kalucha has been associated with establishing corporate operations in the Americas, Europe, Asia and the Middle East. Mr. Kalucha was a co-founder of Latin American Reinsurance Company, Ltd. in Hamilton, Bermuda. Latin American raised $100 million from XL Capital Ltd. (NYSE: XL) and Risk Capital Reinsurance Company, formerly a division of Marsh & McLennan (NYSE: MMC). As senior vice president and chief financial officer, Mr. Kalucha headed up operations and helped attract a seasoned management team to build the company. Latin American Re had operations in six major countries in Latin America before it was acquired by XL Capital Ltd. in December 2000 Mr. Kalucha previously served in senior management and finance positions at the ARIG a leading international insurance and reinsurance company at various locations in Europe, Middle East and Asia. As a senior manager at the UK subsidiary, he was responsible for all strategic planning of the company and led the initiative to restructure their international operations. Mr. Kalucha also served as a consultant for Ernst & Young, in their offices in India, Hong Kong and Singapore where he led consulting and audit engagements for major Fortune 100 companies including the Asian operations of Proctor & Gamble, Lever Brothers, Chevron Inc., Bank of America and Banque Nationale de Paris. | 