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Thomas J. Morris was elected as Senior Vice President - Capital Markets in August 2005. Prior to that time he served as a consultant to Silverleaf from November 2002 until August 2005. Mr. Morris served as Vice President and Treasurer of Silverleaf from May 2002 until November 2002. Prior to that time he was self-employed from March 2001 to May 2002 and served as Director of Diversified Finance with Sovereign Bank from March 2000 to March 2001. | 