Thomas Howard is an associate in the Corporate and Securities Department of Chapman and Cutler LLP. Since joining the firm, Mr. Howard’s work has focused on the representation of issuers, underwriters, investors and trustees in securitization transactions, including transactions backed by student loans, equipment leases, automobile loans, commercial loans, and residential and commercial mortgage loans. Mr. Howard’s experience also includes work in the corporate and securities area, including public and private offerings of debt and equity securities as issuer's and underwriter's counsel. Selected recent transactions include: Representation of the issuer in connection with a $1,000,000,000 student loan securitization Representation of the underwriter in connection with a $925,000,000 securitization of student loans Representation of the originator and issuer in a $3,000,000,000 student loan warehouse finance facility for FFELP and private student loans Representation of the issuer in connection with a $336,000,000 securitization of equipment leases Representation of the issuer in connection with a $236,000,000 securitization of sub-prime auto loans Representation of the issuer in a $300,000,000 structured warehouse facility involving the securitization of equipment finance contracts Representation of the issuer in connection with a $250,000,000 structured warehouse facility involving the securitization of sub-prime auto loans. |