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Mr. Ritter, age 55, is President and Chief Executive Officer of the corporation and Adams County National Bank, as well as is Chairman of the Board of Directors of Russell Insurance Group, Inc. He served as Executive Vice President of the corporation and of Adams County National Bank from January 1, 2000, until December 31, 2000. Effective January 1, 2001, he became President of the corporation and President and Chief Executive Officer of Adams County National Bank. Effective December 31, 2003, Mr. Ritter became the corporation’s Chief Executive Officer. He has been a member of both the corporation’s Board of Directors and Adams County National Bank’s Board of Directors since 2001. He has been a member of Russell Insurance Group, Inc.’s Board of Directors and has served as Chairman of the Board since 2005. Mr. Ritter had previously served as a member of both the corporation’s and Adams County National Bank’s Boards of Directors from 1997 until his retirement from each Board in December 1999. From 1986 until December 1999, Mr. Ritter was an insurance agent in Gettysburg, Pennsylvania.
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