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Mr. Raffa joined FTN Midwest from Ernst & Young, LLP where he was a senior manager in their financial services industry group. He specialized in business advisory services for registered broker-dealers, national banks, insurance companies, venture capital funds and money managers. Mr. Raffa was a strategic manager and advisor to senior management on a variety of issues ranging from capital management, to SEC items, to risk assessment and acquisition strategies. He provided in-depth knowledge and understanding of investment securities both on-balance sheet and derivative products along with consulting on various types of hedging strategies. In addition, he assisted in managing the entire financial services industry group including new product development, strategic planning, allocating resources, personnel evaluations, marketing and forecast and budgeting. Mr. Raffa graduated from the University of Akron with a B.S. in Accounting and is a member of the American Institute of Certified Public Accounts. | 