In February 1997, Bob Smith was named Senior Vice President - Underwriting, Nationstar Mortgage, formerly known as Centex Home Equity. He assumed his current position as Executive Vice President - Underwriting in April 2003. He is currently responsible for all underwriting, appraisal review and loan closing operations for Nationstar Mortgage.



Overall, Mr. Smith has over 27 years experience in the consumer finance industry and has been involved with all aspects of the non-prime mortgage business his entire career. Prior to joining Nationstar Mortgage, Mr. Smith was Vice President of Underwriting for the Northeast Division of Ford Consumer Finance Company, a subsidiary of Associates Financial Corporation of North America. He joined Ford Consumer Finance in 1989 when they acquired Meritor Credit Corporation. During his tenure with Ford, he successfully managed the entire Underwriting Department. Prior to Ford's acquisition of Meritor Credit Corporation in 1989, Mr. Smith held the position of Assistant Vice President - Underwriting for Meritor's Home Equity Corporation in Costa Mesa, California. While with Meritor Credit, Mr. Smith held other positions in operations, including Credit Administrator for the corporate office from 1985-1987. Mr. Smith joined Meritor Credit Corporation in 1984, through an acquisition by Meritor from General Electric Credit Corporation (GECC). He joined GECC in 1976 where he held several management assignments in branch offices responsible for servicing, underwriting, and all profit and loss areas for that branch. In addition, Mr. Smith was a graduate of GECC's Management Development Program in 1978.



He is a graduate of Susquehanna University in Pennsylvania with a B.S. in business.