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Robert A. Perro a certified public accountant has been a director of Franklin Bank Corp. and Franklin Bank S.S.B. since April 2002. He also served as Chair of the Executive Committee of the board of directors of Franklin Bank S.S.B. and a member of other committees of the Bank. Mr. Perro is the Vice Chairman and a director of CardWorks Inc. which has two principal subsidiaries; Merrick Bank an FDIC insured Utah Industrial Bank of which he has been a director since its formation in 1997 is a premier issuer of non-prime credit cards and CardWorks Servicing LLC which is a third party servicer of credit cards. Through 2006 Mr. Perro was also a Managing Director and the Chief Financial Officer of Hyperion private equity funds and an officer and/or director of Ranieri & Co. Inc. and various holding companies owned by the Hyperion funds. Mr. Perro was a partner in a public accounting firm and then managed his own public accounting firm. Mr. Perro holds a B.B.A. from Bernard Baruch College of the City University of New York and an M.S. in Taxation from C.W. Post College of Long Island University. | 