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Mr. Garside is Executive Vice President and Chief Operating Officer for the North America Global Consumer Group with the responsibility for Operations and Technology, supporting Citi Cards, the Commercial Business Group, the Consumer Lending Group, and the Retail Distribution in North America. Mr. Garside is a member of Citigroup’s Management Committee. Mr. Garside began his career with Citibank in 1981 in Data Center Operations in Sioux Falls, SD, followed by management positions at three sites before becoming a director of the U.S. Customer Service Center in San Antonio, TX. He joined First USA in Austin, TX in 1994 as Senior Vice President, and rejoined Citigroup in September 1998. Mr. Garside is a Board member of Citibank (South Dakota), N.A., University of Sioux Falls, and the I.M. Sulzbacher Center for the Homeless in Jacksonville, FL. He is on the Advisory Board of Georgia Institute of Technology and a Regional Trustee for the Boys & Girls Club. Mr. Garside received his bachelor's of business administration degree from University of Sioux Falls. | 