Richard W. Carpenter serves as a spokesman for the Independent Directors of MidCountry. During his career in banking and investing, Mr. Carpenter has been active in several mortgage banking organizations. He began his career with The Citizens and Southern National Bank in July 1959, and in 1972, he was elected President of Citizens and Southern Realty Investors and assumed management of the Real Estate Finance Department of Citizens and Southern. Mr. Carpenter later served from 1975 through 1979 as General Vice President, Real Estate Finance, of the Citizens and Southern National Bank. Mr. Carpenter has also served as President and Chairman of the Board of SouthMark Properties, an Atlanta based real estate investment trust. Mr. Carpenter is a past Vice Chairman and Director of both First Liberty Financial Corp. and First Liberty Bank, and is also the past President and Director of Realmark Holdings Corp. and Commonwealth Oil Refining Company, Inc. He is presently, a Director of Wells Real Estate Investment Trust, Inc. |