Rachel M. Wolf joined the Firm in March, 2004 as an Associate in the Firm's Corporate and Financial Services Department. Ms. Wolf's practice focuses on assisting mortgage companies and other non-depository companies providing financial services with a broad range of state and federal regulatory and compliance matters, including issues involving state licensing, interest and usury and predatory lending laws and issues involving RESPA and TILA. She also assists clients with general business matters such as employment agreements and other corporate issues. Prior to joining Shumaker Williams, Ms. Wolf worked in-house for various mortgage companies in the Baltimore area. Ms. Wolf received her Juris Doctorate from the University of Maryland School of Law where she was an associate editor of the Maryland Law Review and published an article entitled: Recent Decisions of the United States Court of Appeals for the Fourth Circuit: Inviting Employers to Retaliate Against Employees Who Assert Their Rights Under Title VII, 58 MD. Law Rev. 1280 (1999). She received her B.A. with distinction from the University of Wisconsin-Madison, where she was nominated to Phi Beta Kappa. She also earned a Master of Arts in English from the University of Arizona. Before entering law school, Ms. Wolf taught English language at the University of Delaware and overseas in Almaty, Kazakhstan.