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Prior to joining Newtek, Mr. Downs spent the last sixteen years in various small business lending roles within the banking industry. Since 1990, he was employed with European American Bank ("EAB"), where he held various positions including New Business Development Officer for Small Business Lending and Group Manager of Retail Small Business Lending which encompassed the underwriting and servicing of the bank's small business loan portfolio.
With EAB's acquisition by Citibank, Mr. Downs was asked to run the bank's SBA lending portfolio in New York, and most recently was named the National Director of SBA lending, coordinating the bank's SBA underwriting and sales efforts in all Citibank marketplaces across the country. In addition to his banking experience, he has been involved in several non-profit small business advisory boards, and has been a member of the National Association of Government Guaranteed Lenders (NAGGL) Regional Technical Issues Committee. | 