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Mike Hughes is executive vice president of Insurance Operations for Safeco. His responsibilities include product development, pricing and underwriting for all of the company's personal and commercial lines. Hughes joined the company in April 2002 to lead commercial underwriting. Under his leadership, Safeco has significantly expanded its business product lines and implemented one of the most sophisticated automated underwriting platforms ever created for the small-business insurance market. His commitment to underwriting discipline and developing leaders has resulted in overall improved financial performance of Safeco’s commercial insurance line. Prior to joining Safeco, Hughes served as executive vice president for The Hartford Financial Services’ Affinity Personal Lines, overseeing $1.4 billion in business. At The Hartford, he amassed more than 25 years of experience in commercial underwriting, managing both small-business and large-commercial underwriting operations. A graduate of St. John's University's School of Risk Management, Insurance and Actuarial Science in New York, Hughes also completed advanced executive education programs at the University of Pennsylvania’s Wharton School of Business and Duke University’s Fuqua School of Business. | 