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Michael Fletcher is the CEO of ULQ. He was the founder and CEO of NAFS. Two years after the sale of NAFS to SITEL Corporation in 1996, Fletcher took a less active role in NAFS’ activity and served as an advisor to the company through the first half of 2002. From 1992 until 1994, Fletcher was COO of INTEGRATEC and President of its subsidiaries (Equifax acquired INTEGRATEC in 1992.) At INTEGRATEC Fletcher and his team pioneered pre-chargeoff collections. From 1981 to 1991 Fletcher was President of Debt Collectors, Inc. a large national agency (DCI was acquired by INTEGRATEC in 1988.) Fletcher is the principle investor in ULQ, LLC and it's subsidiaries. | 