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Michael has made his mark in foreign exchange services and international payments with a career that spans almost twenty years and includes an impressive record of innovations and accomplishments. As CEO, he is charged with developing and implementing strategies that will dramatically expand both the company's service offering and its customer base, building a robust foundation for the future. Joining E4X in 2004 as SVP of Sales Marketing, Michael quickly proved he had the skills, the capacity and the vision to lead the company. He has worked closely with many tier one organizations including Visa, JP Morgan Chase, Bank of New York and the Royal Bank of Scotland, providing him with a thorough understanding of the criteria that must be met to be best in the business. Prior to joining E4X, he held key roles in sales, product development and technology with Travelex, Citibank and Thomas Cook Financial Services. He regularly provides commentary to publications on technology and international commerce, including Info World, the Wall Street Journal, American Banker and the New York Times. Michael holds a degree in Economics from the University of Buffalo and is a member of NACHA's global payments forum. | 