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Elected to the Board February of 2008 Mr. Curcio is Managing Director of the America’s for E*TRADE Financial Corporation (E*TRADE) responsible for the strategic direction customer relationships and ongoing financial management of E*TRADE's North American retail operations including the integrated investing trading banking and lending solutions. Mr. Curcio spearheaded the Company's integration of the Harrisdirect and BrownCo acquisitions and is responsible for leveraging the expertise gained from these companies to introduce advanced features geared to help investors better manage their portfolios. In addition he leads E*TRADE's retail branch expansion the growth of its wealth management organization and the evolution of the stock plan administration business. Mr. Curcio's expertise in developing and implementing innovative products and services is evident in the wide range of standard-setting initiatives that have been introduced since he joined E*TRADE Securities in 2002. Mr. Curcio played a central role in launching the flagship retail product the E*TRADE CompleteTM Investment Account. Mr. Curcio was instrumental in delivering such industry leading initiatives as a 2-second trade execution guarantee cash products offering some of the highest yields in the nation and low-cost stock index funds. In addition Mr. Curcio managed the Company's market making business. Mr. Curcio joined E*TRADE after a 15-year tenure at TD Waterhouse where he last served as Executive Vice President Customer Relationship Management. He serves as a member of the Philadelphia Stock Exchange Board of Governors and holds a Bachelor's degree in Business Administration from State University of New York at Plattsburgh. | 