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Michael P. Devine has served as a Director of the Company since its formation in 1995 and as a Trustee or Director of the Bank since 1980. Mr. Devine has served as President of both the Company and Bank since January 1 1997 and as Chief Operating Officer of the Company since its inception in 1995 and of the Bank since 1989. Prior to Mr. Devine’s appointment as President he served as Executive Vice President and Secretary of both the Company and the Bank. Mr. Devine joined the Bank in 1971 and has served as the Internal Auditor Comptroller and Investment Officer. Prior to 1971 Mr. Devine served as a Senior Accountant with the firm of Peat Marwick Mitchell & Co. Since August 2001 Mr. Devine has served on the Board of Directors of Retirement Systems Group Inc. | 