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J. Michael Cline, President and CEO of the bank can trace his Lincolnton banking roots back through four generations to his great grandfather who was involved in Lincoln County banking in the first quarter of the twentieth century. Mike himself has over 30 years of banking experience beginning with a management trainee position with Northwestern Bank in 1974 through various audit, lending and management positions with several other institutions before becoming the founding President of Carolina Trust. Mike is a native of Lincolnton. | 