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Mr. Willms is a Director and Chairman of the Audit Committee of since November 2006. Mr. Willms has been a Private Investor since September 1999 focusing on investments in the financial services, banking, utility, real-estate investment trust and energy sectors. Prior positions held by Mr. Willms include: President and Chief Financial Officer/Founder, Clark Street Capital, Inc.; Vice President Institutional Preferred Stock Sales, Oppenheimer & Co.; Vice President Preferred Stock Department, Robert W. Baird & Co., Piper Jaffray & Co., & Kemper Securities; Vice President Internal Audit and Compliance, Robert W. Baird & Co. Mr. Willms holds a B.B.A. - Accounting from the University of Wisconsin. | 